Kansas Credit Unions
For People. Not Profit.
Credit unions are not-for-profit financial institutions, owned by Kansans like you.
Credit unions are different. As not-for-profit cooperatives, we aren't out to profit off you and your family.
Instead, credit unions focus on helping you strengthen your financial security and keeping your money right here here at home - where it belongs, driving our local economy. Credit unions don't answer to stockholders. We answer to you.
Serving Kansans through good times and bad
51,153
Loan deferments and Skip-a-Pays last year to help Kansans manage temporary financial hardships
$30.5 million
Taxes paid by Kansas credit unions, proudly paying our share to support our schools, hospitals and roads
89,271
Loans to Kansans with credit scores under 640 so they could afford purchases like a home, a car or tuition
38,972
Small dollar loans made last year, providing Kansans a low-cost alternative to high-interest predatory loans
64,686
Kansans relied on free financial counseling and household budgeting assistance from their credit union
$7.32 billion
Total loans generated by Kansas credit unions for families and small businesses, helping to fuel the Kansas economy
No matter what life brings, Kansas credit unions have always been there, helping to strengthen the financial lives of families and small businesses across our state. As not-for-profit cooperatives, credit unions embrace their role in ensuring economic prosperity and fairness for everyone.
The Credit Union Advantage
You get to keep more of your own money.
At a credit union, there’s no “middle man” trying to profit off you and your family. Credit unions give their profits back to you. Last year alone, we returned more than $100 million to Kansans through lower loan rates, a better return on savings and direct dividends.
Your money stays right here at home.
With a credit union, your money stays at home, driving the local economy and strengthening the middle class – instead of padding the pockets of stockholders. Credit unions provide affordable services based on what’s in the best interest of the consumer, not Wall Street or out-of-state investors.
You have a say in how things are run.
More than 676,000 Kansans belong to a credit union because they want a financial institution that answers to them. Credit unions are operated “by the people, for the people.” We are governed by a volunteer board of directors, every member gets an equal vote, and every member receives their fair share of the profits.
See What Others Are Saying
Credit unions keep money here at home.
The majority of funds in your credit union stay within your community. Quite literally when you bank with your local credit union you are supporting your neighbors. Your dollars can become someone's college degree or a loan for a family's first home … The benefits of a credit union made us stay with them for good.
Dave Ramsey speaks to credit union difference.
A lot of banks say credit unions have an unfair advantage because of their nonprofit status. This really isn’t true. Credit unions, with whatever “profits” are made, put that money right back into creating cheaper checking accounts, better interest rates on loans or higher interest rates on savings.
Do as Ronald Reagan did and free credit unions.
Solid economic evidence shows that raising the business lending cap on credit unions would have substantial benefits on businesses and job growth … This change would merge good policy with good politics as credit unions enjoy popularity with the vast majority of American voters.